Helping You  Repair Your Tomorrow - SMOY Credit Repair Has Your Credit Repair Solutions

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TESTIMONIAL VIDEO FROM SMOY CREDIT REPAIR CLIENT. You can a high credit Score to by going to

Mr. & Mrs. Cohen from Texas, 2019

I would like to thank Shelia for helping me with my credit. With help from her, I was able to close on my home.
Jaquita Rideaux Texas, 2019

SMOY Credit Repair cleaned up my credit in 6 months. I started out with a 514 score. I couldn't get a credit card or a loan. Basically, I couldn't get anything. SMOY got my score up to 776. I applied for a line of credit for my business. And I was approved for $15,000.00. 
Thanks to SMOY
S.R. 1/10/2016

I HIGHLY recommend her services to anyone who is serious about becoming credit worthy!
Sharon T., Atlanta, GA 1/ 7/ 2016

“In this day and age, it’s hard to find a company you can trust. SMOY CREDIT REPAIR was recommended to me by a friend, and now I know why – the quality of service I received was outstanding. Keep up the good work!”
SFC Michael Jones, Retire  US Army 05/15/2011

SMOY Credit Repair gave me financial freedom. My credit score was 523 and now its 750 within a nine-month time frame. Thank you SMOY Credit Repair.
Ms. S. Russell 8/19/2010

"I came to SMOY 12 months ago with lots of debt and a low credit score (around 500).  After using SMOY, bill collectors/creditors, etc immediately stopped calling me, I am almost out of debt and my credit rating is now in the 700's.  Shelia was helpful, caring and obviously knows her stuff.  Thanks to SMOY, I am not only gaining my financial freedom, but I now have peace of mind.  I highly recommend SMOY!"
Rev. Eric Von Copeland from San Antonio, Texas 3/20/2012
“The level of service at SMOY CREDIT REPAIR is fantastic. Having been a customer for many years, I am consistently impressed by the professionalism of every staff member I have come in contact with. Thank you!”
MAJ S. Bryant, US Army 11/30/2010
Words cannot express my gratitude for the way Ms. Shelia Outlaw assisted me with getting my life back on track with my credit. Once I finally got up the nerve to call her, she assured me that even though I didn't look good on paper, that WE could fix it and I could have a better quality of life. She was stern and matter of fact, Ms. Sheila told me that if I was willing to LISTEN and FOLLOW her instructions that within 6-9 months I would be able to get anything that I wanted.

As God would have it, she was right! I did EVERYTHING she told me and within 6 months, I was able to purchase my new home. Ms. Shelia is truly anointed to do what God has called her to do with assisting others in gaining credit control. Not only did she help me get my credit together, but she also follows up with me every few months to make sure I'm still being responsible with my credit.

Financial Freedom. Shelia taught us that when we don’t plan for what we want, we get what we plan for which is ANYTHING! SMOY gave us that plan, our financial roadmap, the power of control over our financial destiny. There are seasons when we need to go the extra mile and give it our all, and there are seasons to rest and rejuvenate. The Bible promises that when you live with expectancy when you stay hopeful when you make preparations for the goodness of God, you’ll rise up higher. We have gained not only the professional expertise from the best Credit Doctor around, but also the tools and understanding to “reclaim our life and enjoy our financial freedom.
DJ and CJ Fort Worth, Texas

Mrs. Shelia Outlaw Young

Thank you for the awesome service you provided for me and my family! It was a pleasure working with you.  I must say that I was skeptical at first, about using a credit repair service.  I honestly thought it would be a rip-off and something that I could do myself. It took my husband a little while to persuade me to do it.  He suggested you, Mrs. Shelia, because of a positive word of mouth testimony from someone we are close to.  I trusted my husband’s suggestion so we called and got signed up.

 My credit was horrible! I had vehicle repossession as well as other bad debt due to poor credit decisions.  Your responsiveness to my personal needs was impeccable.  Your knowledge and expertise of credit repair have been far beyond even my once skeptical expectations! I heard you in action with the creditors.  You were firm but always tactful.  Pretty amazing how you can keep your cool, even when speaking with unreasonable creditors.  I could not have done any of that.  You stay consistent and on top of your game.  I am a true testimony of how you and Sweet Jesus turned my terrible credit around!! My credit score went from 540 to 690 and I was able to refinance my house! Thank you so much! You have my sincerest gratitude for all of your help.



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