Mr. & Mrs. Cohen from Texas, 2019
I would like to thank Shelia for helping me with my credit. With help from her, I was able to close on my home.
Jaquita Rideaux Texas, 2019
SMOY Credit Repair cleaned up my credit in 6 months. I started out with a 514 score. I couldn't get a credit card or a loan. Basically, I couldn't get anything. SMOY got my score up to 776. I applied for a line of credit for my business. And I was approved for $15,000.00.
Thanks to SMOY
I HIGHLY recommend her services to anyone who is serious about becoming credit worthy!
Sharon T., Atlanta, GA 1/ 7/ 2016
“In this day and age, it’s hard to find a company you can trust. SMOY CREDIT REPAIR was recommended to me by a friend, and now I know why – the quality of service I received was outstanding. Keep up the good work!”
SFC Michael Jones, Retire US Army 05/15/2011
SMOY Credit Repair gave me financial freedom. My credit score was 523 and now its 750 within a nine-month time frame. Thank you SMOY Credit Repair.
Ms. S. Russell 8/19/2010
"I came to SMOY 12 months ago with lots of debt and a low credit score (around 500). After using SMOY, bill collectors/creditors, etc immediately stopped calling me, I am almost out of debt and my credit rating is now in the 700's. Shelia was helpful, caring and obviously knows her stuff. Thanks to SMOY, I am not only gaining my financial freedom, but I now have peace of mind. I highly recommend SMOY!"
Rev. Eric Von Copeland from San Antonio, Texas 3/20/2012
“The level of service at SMOY CREDIT REPAIR is fantastic. Having been a customer for many years, I am consistently impressed by the professionalism of every staff member I have come in contact with. Thank you!”
MAJ S. Bryant, US Army 11/30/2010
Words cannot express my gratitude for the way Ms. Shelia Outlaw
assisted me with getting my life back on track with my credit. Once I finally
got up the nerve to call her, she assured me that even though I didn't look
good on paper, that WE could fix it and I could have a better quality of life.
She was stern and matter of fact, Ms. Sheila told me that if I was willing to
LISTEN and FOLLOW her instructions that within 6-9 months I would be able to
get anything that I wanted.
As God would have it, she was right! I did EVERYTHING she told me
and within 6 months, I was able to purchase my new home. Ms. Shelia is truly
anointed to do what God has called her to do with assisting others in gaining
credit control. Not only did she help me get my credit together, but she also
follows up with me every few months to make sure I'm still being responsible
with my credit.
Freedom. Shelia taught us that when we don’t plan for what we want, we get what
we plan for which is ANYTHING! SMOY gave us that plan, our financial roadmap,
the power of control over our financial destiny. There are seasons when we need
to go the extra mile and give it our all, and there are seasons to rest and
rejuvenate. The Bible promises that when you live with expectancy when you
stay hopeful when you make preparations for the goodness of God, you’ll rise up
higher. We have gained not only the professional expertise from the best Credit
Doctor around, but also the tools and understanding to “reclaim our life and
enjoy our financial freedom.
DJ and CJ Fort Worth,
Mrs. Shelia Outlaw Young
Thank you for the awesome service you provided for
me and my family! It was a pleasure working with you. I must say that I was skeptical at first,
about using a credit repair service. I
honestly thought it would be a rip-off and something that I could do myself. It
took my husband a little while to persuade me to do it. He suggested you, Mrs. Shelia, because of a
positive word of mouth testimony from someone we are close to. I trusted my husband’s suggestion so we
called and got signed up.
My credit was
horrible! I had vehicle repossession as well as other bad debt due to poor
credit decisions. Your responsiveness to
my personal needs was impeccable. Your
knowledge and expertise of credit repair have been far beyond even my once
skeptical expectations! I heard you in action with the creditors. You were firm but always tactful. Pretty amazing how you can keep your cool,
even when speaking with unreasonable creditors.
I could not have done any of that.
You stay consistent and on top of your game. I am a true testimony of how you and Sweet
Jesus turned my terrible credit around!! My credit score went from 540 to 690
and I was able to refinance my house! Thank you so much! You have my sincerest
gratitude for all of your help.